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Safe driving begins with you. To increase your safety each time you drive, you should:
Plan your route of destination, Keep your vehicle properly maintained, Be aware of your surroundings, Constantly scan mirrors and be aware of other vehicles sharing the roadway, Avoid driving when tired. Keep your cool.
Do not operate any vehicle under the influence of medications that may impair your ability to drive.
California Car Insurance
Auto insurance is required by law and important in protecting yourself financially if there is an accident. Adding a teen driver may significantly increase the cost of auto insurance premiums so it is a good idea to check with multiple auto insurance companies to find the best coverage.
Car Insurance Tips for Teens
To help your parents save money on car insurance, you can:
Get good grades. Many auto insurance companies offer good student discounts, which are discounts for teen drivers who make a certain grade point average (usually somewhere in the B-average range).
Enroll in driver’s education. Your state may or may not require Driver’s Ed. However, many providers offer discounts for successfully completing a drivers education course, so seriously consider it even if it’s not a state requirement.
Take an additional driver training course. So what if you’ve already taken driver’s education? Depending on your insurance company, an additional driver training course could knock even more dollars off your premium. Plus, the extra training brings instant and future benefits as far as safe driving is concerned.
Avoid pushing for a fancy ride. Newer model, flashy cars are more expensive to insure than older model, practical rides. Whether you, your parents, or all of you are going in on this vehicle, opt for something sensible now. You can always upgrade when you’re older.
Pay a higher deductible. If your parents agree to increase their deductible, it will help lower insurance rates overall. If you agree to set aside the amount of money necessary to pay that deductible―should the need arise―your parents will see you as uber responsible and they’ll save some money on their premiums.
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